The development of the digital economy has presented a variety of transactions and new financial service products that are increasingly diverse in the field of Islamic economics. Some examples include online buying and selling, digital wallets, cashback and so on. These various transactions need to be responded to by the Islamic economy. From a legal perspective, this phenomenon certainly gives rise to problems, especially related to the philosophical basis of the regulation of the implementation of Islamic financial services and what are the problems with the application of sharia principles in the provision of financial services in the digital economy era. In this regard, the authors are interested in conducting a research entitled Application of Sharia Principles in the Implementation of Financial Services in the Digital Economy Era. This study aims to find out what is the basis for the philosophy of providing Islamic financial services and what are the problems with the application of sharia principles in the provision of financial services in the digital economy era. The research was conducted by searching for data through literature study which was then analyzed with legal theory and applicable laws and regulations and described and presented in narrative form. The application of sharia principles in the implementation of financial services in the digital economy era can be concluded that philosophically the implementation of sharia financial services has the basic value of benefiting, including the general principles in the form of fiqhiyyah rules, namely al-masyaqqah tajlib al-taisir (difficulties bring convenience ) and the principle of mabda’ hurriyyah al-ta’aqud (freedom of contract). The principle of freedom of contract is re-concretized in the form of a concrete norm that any new contract may be made, for example, a financing contract in financial services as long as it does not violate sharia principles. The problem with the application of sharia principles in the digital economy era is its consistency, where in any transaction carried out in the provision of financial services in the digital economy era, it must not conflict with the principle of benefit, must not cause harm (loss) or social conditions (incriminating).

Keywords: Sharia Principles, Financial Services, Digital Economy